LCU Insurance Agencies Ltd. is a wholly owned subsidiary of Ladysmith & District Credit Union.
Mission and Values
Building on our proud history as an independent community based insurance agency, our passion is to have a positive impact on our clients, neighbours and community.
Our values represent the ideals of the organization, and the foundation from which our conversations, actions and decisions are based:
- Social Responsibility
Lead, inspire, make an impact with LCU Insurance Agencies Ltd. and Ladysmith & District Credit Union. Our goal is to deliver exceptional service through the skills of our staff that share a passion for the opportunities of our clients, members, and community.
What does that mean to you?
Quite simply, that we care about people: our employees, our members, our clients and our community.
Career areas within LCUI and LDCU include:
- Member services
- Wealth management
- Life insurance
Privacy and Security
Your privacy is important to us. LCU Insurance Agencies Ltd. and Ladysmith & District Credit Union are committed to protecting your privacy and safeguarding your personal and financial information. While the Internet is revolutionizing the way that we do business — providing convenient access to insurance/ financial services from your home or office — we also recognize that it may bring legitimate concerns about privacy and security.
Security is everyone’s responsibility.
Warranties and Limitation of Liability
Information and documents provided on this web site are provided “as is” without any warranty. LCU Insurance Agencies Ltd. uses reasonable efforts to include accurate and up-to-date information on this Web site; it does not, however, make any representations as to its accuracy or completeness.
Your use of this web site is at your own risk. Ladysmith & District Credit Union, its affiliates, LCU Insurance Agencies Ltd., and the other parties involved in creating and delivering this Web site’s contents are not liable for any damages arising from use of this site.
Links to Third Party Sites
The LCU Insurance Agencies Ltd. web site may contain images of and links to third party web sites. The linked sites are not under the control of Ladysmith & District Credit Union and its affiliates are not responsible for the contents of any linked site, including without limitation any link contained in a linked site, or any changes or updates to a linked site.
Ladysmith & District Credit Union, it’s subsidiaries and its Board of Directors must act in accordance with the Credit Union’s Rules.
Our Rules govern how we operate. They are based on strong governance principles and take into account the Acts under which we function. The Board of Directors reviews the Rules at least biennially and any recommended changes must be approved by the membership by way of a Special Resolution vote at a duly constituted Annual General Meeting. Prior to approval by the membership, our regulators must first approve any amendments. Once approved by the membership, the amended Rules are then submitted to the Registrar of Companies.