Smart People. Smart Choice.

Make a claim ICBC 1-800-910-4222

Smart Auto (Private) 1-800-661-4404

The word on the street is SMART.

No matter what you drive, our SMART Auto Insurance offers super protection, easy coverage, low premiums, low deductibles and a superior claims service that will get you on the road faster.

Pride in our work, pride in our community and pride in your ride make us the smart choice for drivers.

Private Auto Insurance

The British Columbia auto insurance market is partially open to private competition.
All motorists in British Columbia are required by law to purchase basic auto insurance from ICBC, however optional coverage’s such as excess third party liability, collision & comprehensive may be purchased through our Smart Auto private insurance.
Featuring lower premiums, lower deductibles and better coverage, our SMART Auto policy is the smart choice.

SMART Auto Advantages

  • Lower Premiums
  • Lower Deductibles
  • Better Coverage
  • Superior & Compassionate Claims Service

What if I have a claim?

The claims department is dedicated to offering fair, timely, and compassionate claims service that is unsurpassed in the industry. The claims department comprehensive service includes:
  • Assistance with Liability Negotiation
  • Convenient Claims Handling
  • 24 Hours Emergency Claims Service
  • Authorized Direct Repair Facilities
  • Direct Repair Facilities

What is a Direct Repair Facility?

We select our Direct Repair Facilities (DRFs) with you in mind. Every DRF is inspected to ensure that they surpass industry standards and meet the high levels of quality and service you expect. DRFs are authorized to appraise the damage on your vehicle and are able to initiate repairs almost immediately. If you have purchased Loss of Use coverage, they can also arrange your rental vehicle for you as well. For your convenience, DRFs are available across Canada.
Although you are not required to use one of our DRFs, repairs made at a DRF hold a lifetime guarantee, for as long as you own your vehicle.

For more information

Please contact us for more information, or for a more personal experience, come in to the office to speak with one of our friendly and knowledgeable insurance specialists.
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